Home security systems - an insiders guide to saving you money

Monitoring your home security system has never been easier but there are several things you need to consider before committing yourself to a long term monitoring agreement with any alarm company

Alarm companies don’t make the majority of their profit from selling security systems, it comes from accumulating a large base of alarm-monitoring contracts. In fact these monitoring contracts are so profitable that they are frequently bought and sold like mortgage notes.

Tip #1 Ask if they are an authorized alarm dealer or a represent a marketing company.

Marketing companies have learned to flood a market with fantastic offers on security systems with the sole purpose of selling the contracts at a profit. They often use any sub-contractor available, which can lead to poor customer service once the marketing company leaves town.

Once you find a reputable alarm company ask them to come out to your home and give you a quote. You’ll find that most will quote you a basic security system at a reasonable price. These basic security systems generally include an control panel, keypad, motion detector, a couple of door contacts, inside siren, a yard sign and warning decals

Tip #2 Make sure the equipment can be monitored by any alarm company not by just the one selling it to you. If they use proprietary security equipment you could be left

in a bind should you become dissatisfied with their service for any reason. Ademco, DSC,& Caddx are well known manufacturers and can be monitored by any one.

Some companies offer low a low installation charge of $99.00 or will give you a “FREE” security system. Many do so if you put a security sign in your yard for advertising purposes and commit to a long-term alarm-monitoring contract.

Since the installation charge doesn't cover the true cost of the equipment and labor, you are charged a substantial monthly fee to recoup their investment. These “deals” or equipment leases aren't necessarily bad but make it hard to evaluate the true cost to you over time.

The best way to evaluate your contract is to ask the salesman to give you a quote to purchase the security system outright and show the home alarm-monitoring fee separately. Most of the time you are better off buying the alarm system because your monitoring fee will be much less.

For example. Say for $99 your monitoring fee is $35 per month for 3 years

you total cost for monitoring your home alarm is $1359.00 Your fee

will remain $35 per month or even increase.

On the other hand say you pay $599.00 installation and $20 dollars a month your total cost is $1319. Not only is your overall cost less but from year 3 on your will be saving $180 per year. This savings would be better spent on upgrading your alarm system to include fire monitoring and added perimeter protection

Tip #3 Don’t pay additional charges for medical or fire monitoring.

It’s ok to pay for the equipment needed but some companies charge $2-$5 extra for these services. These options are easily programmed into the alarm system and don’t require any additional effort to monitor.

Is A Basic Security System For You?

The answer is probably not. Basic systems only cover your doors and are supplemented by the use of a motion detector. This detector is usually mounted in the main hallway to catch a burglar crossing the center of the home. If they come through a bedroom window and never pass by the motion detector, the alarm system will never sound. Imagine being home at the time this happens. Basic security systems are best used as a deterrent to a break in and to notify the authorities an alarm condition exist.

Adding perimeter protection such as window contacts or glass break detectors should be high on the list of upgrades. These types of upgrades not only activate the alarm system instantly but also will give you piece of mind while you are home.

Protect Your Financial Interest Not Just Your Home

Get all quotes in writing and make sure the quote is a binding quote.

At a minimum the following should be included in your contract.

Length of contract and if / how it renews. Does it renew automatically?

What type of notice do you have to give to terminate the monitoring agreement

Will your fee increase and is there a limit on the increase. If at all possible lock in your monitoring fee for the entire contract otherwise you could see an increase every year.

Don’t be afraid to walk away on this point alone.

Do you own the equipment or is it a lease? A lease means lower initial installation cost but high monitoring fees.

Warranty:

Most of the alarm equipment comes with it’s own warranty in addition to what is offered by your company. Specify the warranty for each item so that you aren’t charged if it fails.

Also specify how long the warranty on labor is. Expect to pay some labor cost for replacing under warranty items

Service Calls

Alarm technicians are usually well trained to diagnose and fix problems with your security system. Be prepared to pay in the neighborhood of $55 per hour. The fee can seem high when compared to your original installation cost but is not out of line. Think about how much you pay for your car or computer to be worked on.

How long is the response time to service your alarm system.

48 hours is a reasonable time.

Do they provide an installation certificate for your home owner’s insurance

Many insurance companies offer a discount for monitored home security systems.

Don’t Wait Until You Have A Break-In To Get An Alarm System!

You can replace most things but you may never replace your sense of security in your own home.

Too much stress

A new endorsement at work had been the most stimulating issue that had occurred to Aidan in a year. He was overjoyedand had redoubled his efforts in showing his capacity. He had been working a lot and was very, very weary . When he came back from the office, he often ate his dinner quietly, too exhausted to tell his wife about his day and then settled down at his his laptop to prepare some data for gatherings the next day. The responsibility assumed was really giving him constant worry to him and his wife advised him that he could take some hours to relax.

He immediately thought in the meeting for next week and that made him very edgy. His wife Kim was a kind and helpful person and he knew that he had not paid attention to her lately so he couldn’t decline but deep inside the anxiety niggled at him. He resolved to work even harder on Friday evening to get the lost time so he could take it easy. However, as he worked he noticed that he had a lot new projects to start and that made him even more nervous that taking a night off for pleasure starting being a problem.

When Saturday night rolled around he was felt very stressed with worry but when he saw the effort Kim had gone to and how beautiful she looked in her new suit he decided to forget any project for a few hours. They booked a table in a restaurant and had a romantic meal and an ideal walk along the harbour before getting home.

they decided to love each other to culminate the night with some tender sex but, to his surprise Aidan found that he had become impotent and, feeling down, he curled up and returned to the computer.

Kim knew that he was stressed, and understood that this difficulty would fade away when he was used to his new duty and had calmed down a bit, but she felt sad about the facts of the evening.

She decided to aid Aidan to recover his sex life and searched the Internet. Very quickly she found a site selling generic Viagra and generic Cialis, both of which were drugs that helped men to deal with stress-related erectile dysfunction. She ordered a trial sample of generic Cialis and began planning the next ardent night.

She asked for a special tablet in the best restaurant of the city and booked a suite in the hotel for the night. She wore, purchased, bought, dressed with telling him that he needed a relax and that she didn’t expect nothing else if he didn’t feel like it.

Unbeknown to him placed a pastille into his vegetables and while eating, she slipped her dress of her shoulders and flirted with him. Aidan really felt attracted by her but was worried that the night would end up like last week so he stalled and preferred staying in the restaurant. Eventually, Kim told him what she had done and even if he was unbelieving he understood that she had acted out of love... and also that that pill would make him recover his sexual happiness.

Without finishing the champagne, he kissed her in full view of the restaurant and carried her off to the bedroom.

as they checked out of the hotel late in the afternoon, there were a few sniggers and Kim was a little red-faced, but Aidan felt the best lover of the world and left with a spring in his step and a vow to do it again very soon!

Wachovia online banking

Wachovia online banking is fast becoming the banking method of choice for millions of customers looking to save time. In fact just recently the Wachovia online banking system landed in top place for customer satisfaction as gauged by Keynote System’s “Keynote Customer Experience and Service Level Rankings."

What features set Wachovia online banking apart from its competition? Ease of use is what put Wachovia ahead of the rest. Online banking benefits banks by giving customers a way to help themselves. But online banking also has to benefit customers, and if such a program isn’t intuitive and easy to navigate, customers won’t use it.

That’s not a problem at Wachovia. Its web site is uncluttered and neatly categorized which enables users to see at a glance exactly where to go to address their immediate needs. Another area in which Wachovia online banking excels is its access to customer service. Even though the site is easy to navigate, there are times when customers won’t know where to go or how to proceed. When that happens, all they need to do is click on the Customer Service link. There customers will find several FAQ’s that have been designed to answer the most common questions. There’s also a site map and a glossary of terms.

If that’s still not enough, customers need only click on the Contact Us link. Again, customers will find their banking needs listed by category. They need only click on the appropriate link and in a split second, they’ll have complete contact information including a toll-free telephone number in most cases.

So even though Wachovia online banking customers are dealing with a web site access to a human being is never more than a click away. Besides the ease of use and quick access to customer service, Wachovia online banking is offered absolutely free of charge. Better still, many prospective customers claim that the online banking web site is the feature that helped them choose Wachovia as their bank. No wonder Wachovia tops the list!

Chocolate rasperry cake

This is a moist chocolate cake recipe, it is a 3 layer cake with 2 layers of raspberry cream filling and topped with a chocolate raspberry butter cream icing. Are you salivating yet?

To make this cake use your favorite chocolate cake recipe or for the inexperienced baker just use 2 dark chocolate cake mixes.

Mix with

8 medium eggs

2 cups cold water

2/3 cup oil

Mix on medium speed until well blended, scrape bowl, mix for 1 more minute.

Pour in equal portions into 3 (10x2 inch baking pans).

Bake at 350 degree preheated oven for approximately 30 to 40 minutes or until done. Cool on rack, remove from pans, level cakes by cutting off rounded tops.

Purchase a good fruitful raspberry pastry filling (H&H) is the best, place about 1 pound of filling in a bowl and add whip cream to it (whip the cream first) now fold them together until you reach the desired flavor and thickness (don't make it too thin).

Use any chocolate butter cream recipe that you like and add to the icing (black raspberry extract) until you reach the desired flavor (if you make the icing too thin just add some more 10x sugar).

Assemble the cake:

On the bottom layer put a dam of icing around the edge and your filling in the center and smooth to level, repeat for 2nd and 3rd layer, decorate as in picture, use shaved chocolate or chocolate jimmies in center of the top.

Blackjack learn how to become a champion

:
Learn How to Play and Win Blackjack after practicing some basic steps that can be learn easily. Blackjack is one of the more easier card games that you will come across, and its basic concept is simple: get 21 as the sum of your cards or get as close to 21 but higher than the sum of your opponent's cards.

1) Do not try and reach 21.
Yes. Even though blackjack is also commonly called 21, trying to reach 21 with every hand is an amateurish move. You will, most certainly, lose the hand. Statistical research conducted has shown that the odds of reaching 21 is lesser than the odds of getting more than 21.

2) Try and Beat the Dealer.
Since blackjack is a one on one battle: you versus the dealer, focus on beating the dealer. Instead of trying to get 21, try to guess what hand the dealer will receive and accordingly play your hand. Remember that the dealer at a regular casino or even at an online casino has to stop taking more cards if the cards on the table add up to 17. But if their cards add up to 16 or any number less, they will have to take another card.

3) Look at the dealer's card facing up.
The only way to play is to look at the dealer's card facing up. If it is a low card like a two or anything up to a 6 or 7, try and get a high number combination. If it’s a 9 or 10, the odds are high that he has a 10 underneath or at least he will be forced to take another card. So, reach anything up to 20 or 21, but its better to even stop at a 18 or 19 and hope they will over-run the sum of 21.

How Blackjack is Played at a Casino:
1) Place your bet on the table.
Each blackjack table has a set beginning bet and this ranges from a dollar to ten or twenty for the high-rollers crowd. This is the amount of chips you will have to put down, and this signals to the dealer that you are taking part in the next round.

2) You will get a card.
The dealer then deals a card to you and all the other players who have also placed a bet down.

3) The dealer places a face-up card in front.
This is one of the cards of the dealer, and since its facing up, all the players have a chance to judge the outcome of his cards.

4) The dealer deals the second card.
The dealer, then, deals you and all the players an additional card. This is the time to have a look at them and at the dealer's card and decide whether you wish to get another card.

5) The dealer asks.
The dealer now turns to each player and asks them if they wish to receive another card. If you wish it, the dealer will give you a card. Then, the dealer will ask you again. Note that the dealer will be with you until you decide that you do not want to receive any more cards. Then, the dealer moves on to the next player, then, the next, and so on.

6) The dealer starts playing.
Only when all the players have said that they do not want any more cards, does the dealer start playing. He takes cards until he has reached 17 or above. Then, he has to stop.

7) The dealer opens the cards.
When he's done, the dealer first reveals all his cards. Then, he moves from one player to the other opening their cards. After revealing each player's hands, the dealer pays out the bet or takes the bet away according to who has won and who has lost.

Carbohydrates and losing weight

In simple terms, carbohydrates are broken down by various enzymes into simple sugars then glucose so they can be absorbed into the blood. Digestive enzymes are like biological scissors - they chop long starch molecules into simpler ones.

According to experts, if we cannot burn all the fat we consume, the remainder is stored as fat tissue. This fat-burning ability is determined by the amount of insulin in our bloodstream. [Note: a major factor in insulin release is the glycemic index (GI) value of the carb-foods or meal consumed.] When insulin levels are low, we burn mainly fat. When they are high, we burn mainly carbs. But a problem arises when insulin levels remain constantly high, as in the case of individuals suffering from insulin insensitivity. In such cases, the constant need to burn carbs reduces our fat-burning ability. Result? More fat is stored as fatty (adipose) tissue.

Generally speaking, the speed of digestion is determined by the chemical nature of the carb itself, and thus how "resistant" it is to the activity of the enzymes. A simple sugar is usually much less resistant than a starch, and is digested or metabilized much faster. Things that slow down digestion include: the presence of acid (from gastric juices or the food itself), and the presence of soluble fiber.

High Insulin Levels May Increase Risk of Obesity

This is why experts are linking high insulin levels, together with a reduced ability to burn fat, with obesity. And as you can see, high insulin levels are typically determined by the type of carbs we eat. High GI foods or meals trigger higher levels of insulin than intermediate or low GI foods. This is why the Glycemic Index is considered to be so important in assessing carb eating habits.

As we have seen, the human body is fuelled by glucose. Therefore all foods must be converted into glucose before they can be used as fuel. Carbohydrates are more easily converted into glucose than protein or fat, and are considered to be the body's "preferred" source of energy, and the brain's essential source of energy.

Simple carbs (excepting fruit sugar) are more easily converted into glucose because their molecular structure breaks down faster in the stomach and small intestine. Therefore these carbs raise glucose levels in the bloodstream quite rapidly (less than 30 minutes). This explains why diabetics, who occasionally suffer from an excessively low blood-glucose level, can quickly restore their balance by eating simple carb-foods, like sweets.

Rescue remedy for financial problems in a marriage

With personal / family debt levels continually rising the pressure on marriages in continually increasing with nearly half of married couples arguing over financial issues, which makes financial problems in a marriage one of the main common marriage problems.

As the saying goes ‘money is what makes the world go round’ and not being able to spend money on the things you want to spend it on significantly increases the levels of stress in a relationship.

It is particularly hard when couples:

• first get together after having it easy living at home,

• have only had to think about number one in the past,

• have a new baby to consider,

• have been used to good incomes and are then hit by hard times or

• have just let their finances get out of control.

Having enough money to spend is important and it is so easy for spending to get out of control. I know so many people who just spend and spend, leave nothing for a rainy day and get deeper and deeper into debt. They often look at me and wonder why I don’t have any financial issues, well that one’s easy, I have never spent more than what I have earned and never spend all the money I have. I always keep a little back and it avoids all the stress when that unexpected bill comes in!

When money is short stress levels rise and with increased stress levels comes the constant bickering, the blame culture and other relationship issues start to arise. Financial problems in a marriage just compound marital problems and small things that were never previously an issue start to come to a head.

When husband and wife do not have the same opinions as far as the family finances are concerned, financial problems in a marriage become a far greater issue. Partners need to understand that personal finances need to be managed, expenditure planned and bills met even in harder times. They need to learn to focus on the real issue at hand, which is money, and not start picking at other aspects of the marriage which wouldn’t have previously been a problem.

I’m not saying it’s easy, trying to get your spouse to curb their spending habits is difficult especially when you can’t see light at the end of the tunnel but, if you don’t take control of your finances the problem will just escalate and escalate until it is totally out of control.

You have to stop living beyond your means, take control of your finances now and make sure you understand what cash is coming in and what is going out. Write it down, see it in black and white and then eliminate as much of the unnecessary expenditure as you can possibly cope with.

Consolidate any loans you may have but look at the small print, don’t go to companies that are going to rip you off, make sure you shop around. Choosing the wrong loan can be extremely costly and mean more time paying it off. Every penny spent on interest is money that could have been yours to do with as you please!

Set your budget so you can cover repayments plus a bit more (contingency), find ways to cut back and stick to it. If you can cope with paying the loan back quicker then do it. It may be hard in the short term but in the longer term it delivers exceptional rewards. Remember, higher repayments means less interest and more money in your pocket at the end of time!

Oh! and if you want to resolve financial problems in a marriage don’t forget one golden rule that will sort your finances out that much quicker - limit credit cards, if you have to have one then limit it to the one and always, and I mean always clear the balance at the end of the month.

Don’t leave debt on your credit card unless of course its 0% finance – remember 0% means money in your pocket. Again don’t get caught out by the small print and end up paying interest on everything you buy thereafter – transfer your balance onto a new card, make use of the 0% finance but don’t buy anything else using that card.

If you can’t stick to the rules and only spend what you can easily clear at the end of each month rip up every card you have. Don’t increase the amount you owe!!

If you want to save your marriage resolve those financial problems before they take over your life.

How the younger generation can get cheaper car insurance

When it comes to paying out for your car insurance premiums then the younger driver has always come out the worst. It is a well known fact that the younger driver will have to pay top price for the luxury of driving. However there are ways that the young motorist can make savings when it comes to their car insurance, one of the best ways that the younger person can make savings is by being careful what type of car they choose to drive.

For example, according to recent research, one of the cheapest cars that you can insure is the original Beetle. If a 17 year old was to insure this car and take out third party fire and theft then it could be insured for under a four figure sum. This is the only car that costs less than a four figure sum and after this a 17 year old can expect to pay much more and up to as high as Ј1336 per year.

The Vauxhall Corsa is the next choice when it comes to the cheapest premiums; this is followed by the Peugeot 106, the Fiat Panda, the old favourite the Mini, Fiat Uno, Citroen AX, Peugeot 205, Renault 5 and finally the Vauxhall Agila.

Another consideration to take into account is the size of the engine of the car. The larger the engine size then the higher premium you will have to pay. As a general rule of thumb you should always stick with an engine size that is less than one litre, if you choose a car with a bigger engine then you can expect your premium to go sky high. A good example of this is a 17 year old chooses a car with a 1.0 litre engine then you could expect to pay around Ј1336, however if you go to a 1.4 then you can expect to pay at least Ј4000.

So now you know how to make savings when it comes to your choice of car the best way to get your insurance for your car is to shop online. Shopping online for your insurance you are able to make comparisons with many insurers in order to get the best deal available for your age. Not only this you are also able to find out the different components that are available for you to take with your insurance should you wish to, but of course adding to your policy will boost the price considerably.

Dummy s guide to finding a web host

One of the terms that new Web users see over and over is "Web Hosting." A basic question we get from these folks is, "What is a Web Host?" and "What is Web Hosting?" This is natural for people who are new to the terminology of the Internet. They see the term "Web Host" pop up all the time on the Internet at various sites. Who better to ask for a definition than Web-Hosting-Reviewz ?

Definition

The term "Web Hosting" is simple, but the mechanics behind it are not. Web Hosting is a term that was coined to explain the services performed by someone that "hosts" a Web site on the World Wide Web. You already know that a host is someone that facilitates an event, or a function, like the host at a party, or an emcee on the radio or TV. In our case, a "host" involves a computer that is setup to control the networking and communications necessary to allow a Web Site to display specially formatted documents on the World Wide Web. Typically, these documents are formatted using a special language called HTML (Hypertext Markup Language) that supports mouse click connections to other similar documents on the World Wide Web. These HTML documents are normally called Web Pages, and you are looking at one such page now in your browser window. To keep track of these Web pages in an organized manner, individual and specific areas are set-aside for them called Web Sites. A Web Site may hold one Web page, or thousands. Web sites are stored on "host" computers that are connected to the Internet and setup to communicate their contents to the rest of the Internet. The people and companies that handle these special computers are called Web Hosts. The computers that handle the Web Hosting chores are called Servers, and they may serve any number of Web sites, one or even hundreds.

A Web Host ensures that the Web Servers that contain the Web Sites are functioning properly all of the time. That may include adding a customer's Web sites to the Servers, moving Web sites from one Server to another, deleting old Web Sites, monitoring the amount of Internet traffic and activity taking place and a multitude of other tasks required to ensure smooth operation. Web Host companies come in various shapes and sizes, and many specialize in certain types of Hosting. Our staff at Web-Hosting-Reviewz refers to these special Web Hosting types as Web Host Communities.

Impact

There is little argument in the fact that the Internet and the World Wide Web have changed the world forever. The Internet has greatly affected the economies of all the major industrial nations, and is beginning to have its affect on other nations as well. However, it is important to remember that the Internet would be nothing without the Web Host. Every single one of the millions and millions of Web sites, from simple one-page advertisements to e-commerce online super stores, reside on a Web Server that is administered by a Web Host in some capacity.

URLs, Domains and Addresses

Each Web site has a "home" on the World Wide Web and each home has an address. In fact, this is much like your own home where there is an actual physical area where each Web site resides. As mentioned above, this physical area is called a Web Server. A Web Server "serves up" Web pages and is actually somewhat similar to your personal computer except that it is capable of connecting to the Internet in a manner that allows the rest of the Internet to see the Web sites residing there.

In its simplest form, space is "rented" on a Web Server for a Web site, much like renting property. The Web Host facilitates the Hosting efforts by creating an "address" for the site on the World Wide Web so the Internet community can find it. A Web site address is generally called a URL (Uniform Resource Locator). In fact, every page on the Internet has a URL, with the URL being the primary method through which you find the Web site.

Along with the name and path of the actual Web Page document, the URL includes a Domain name or a series of numbers called an IP address. Like your home address, the URL makes it easy for people to find any Web site on the Internet.

So what is an IP Address? This is a unique set of numbers that Web Servers connected to the Internet are identified by. An IP (Internet Protocol) address is composed of 4 sets of numbers separated by periods (such as 111.222.33.444 - sometime called a "dotted quad") and hence is fairly difficult to remember. IP Addresses are great for computers talking to one another, but most of us use normal words in our communication so we assign an identifier, called a Domain Name, to the IP address. The Domain Name makes it easier to remember and use.

You probably already know what a Domain Name is. It's the familiar "DOT COM" name you see in commercials. Web-Hosting-Reviewz and Yahoo are examples of Domain names. The IP Address hardly matters to us as long as we know the Domain Name.

Basic Kinds of Web Hosts

There are plenty of Web Host companies that will rent you space on a web server and there are a wide range of services available to you. Services can range from free hosting to buying your own Web Server for your private use. However, choosing a host is not an easy task. There are so many features, services and options to consider. The most important factor is making sure that the host you choose will provide everything that you need. For instance, if you wanted to build a, E-Commerce store on the Internet, you would consider a Web Host that could provide at least the following:

• The ability to gather data

• The ability to show data to mass quantities of people

• The ability to sell consumer products and services electronically

• The facilitation of ideas on a global scale

Web Host providers have four basic types. These four basic types are the foundation of the majority of all Web Hosting on the Internet.

Sub-Domain

Sub-Domains are web plans that do not have their own web domain name. They reside in a sub-directory of a primary domain. These can include both free and pay packages. On the whole, the price is cheaper and the sub-domain plans are easier to setup with no addition costs of registering a domain name. The major drawback is name recognition. Since they are but branches off of a larger tree, the URLs are longer and harder to remember. For e-commerce sites, the 'piggy-backing' of a electronic store to another domain gives a less polished feel.

Virtual

A step above sub-domains in both professional polish and complication, virtual web sites are the most common. A virtual web site is one that has a domain name off of a server, which incorporates multiple users. Unlike sub-domains, virtual Web sites have a slightly higher price do to the registering of a domain name, but there is a lot more freedom as to content, size, usage, etc. Virtual web sites are your standard-issue Web site.

Web Server/Dedicated Server

Explained in more detail later in this article, dedicated and co-located web sites are the heavy hitters of the web host world. A dedicated server is a server designed solely for either one or a few customers. Because of this, service, space, overall usage, and control are at an optimum level. Dedicated users get a great deal of options and garner a lot of tech support from the web host provider staff. For this, these power users get a highly polished, good quality site, with room for lots of data, and even separate programs for a high cost.

Co-Location Servers

Co-Location servers are almost identical to dedicated servers with on exception. The machine itself is owned by the user (not rented) and is located in the web host provider's server buildings. Co-located servers use the web host provider's links to the Internet and infrastructure investments such as UPS systems, diesel generators, and climate control systems. Users usually have to pay the price of buying a whole server and renting out the location and usage of Internet connections, however single user use and access is guaranteed.

Our Main Web Hosting Communities (See Our Web Hosting Community)

We took the most popular categories of Web Hosting and divided them up into nine Web Host Sections. The following text outlines these categories and gives a brief description of each.

Cheap Hosting (or Budget Hosting):

We classify Cheap Web Hosts as ones that provide a standard grouping of services and hosting plans for less than 7.95 per month. These hosts provide a key stepping stone for users looking to move from Free Web Hosting to paid hosting, but do not want to pay a large monthly fee.

Budget Hosting plans typically include the following features:

• Own domain name ( yourdomain )

• 1 to 25MB of disk space

• 1 to 10 e-mail accounts

• FTP account

• Microsoft FrontPage Support

• Basic Technical Support

Typical Budget Hosting Customers are:

• Family sites (photo albums, etc.)

• Single-page brochure sites

• Hobby sites

• Small personal interest sites

Database Hosting

The use of web-enabled databases provides of means of changing the way Web sites can be managed, produced and scaled. The use of a database as a means of holding Web page resources is an efficient means of data storage, allowing for easier search operations and a cleaner means of presentation. However, to use web-based databases requires both an understanding of database software, Web usage, and, in some cases, different aspects of programming languages.

The rise of interest in full-fledge database accounts continues as the Web Hosting industry provides more Internet connectivity as well as old-fashioned networking (intranet) capabilities. Database storage design is such that easy access and transfer of information is making it the number one way of transport ideas across both inter and intranets.

Typical Database Hosting plans include the following:

• 25MB to 1GB + of disk space

• Support for database applications (SQL, mySQL, and others)

• Advanced technical support options

• Sub-domains and redirect capabilities

Typical users of Database Hosting include:

• Museums

• Libraries

• Collectors

• Auction Sites

• Catalog Sites

E-Commerce Hosting

With the rising growth of the Internet, businesses are learning new ways to expand their storefronts. Businesses across the board are finding that the Internet hosts a multitude of opportunities for success. However, the task of setting up an e-commerce Web site is often not as simple as it seems. The Internet is proving to be the great equalizer, allowing the smallest of businesses to access markets and present a presence that allows them to compete against the giants in the industry.

Most small and mid-size online businesses aren't candidates for hosting their own sites in-house. The cost of running an in-house operation as opposed to the profits one would make from such a venture renders the option unfeasible. Fortunately, there are alternatives. Companies specializing in E-Commerce Hosting abound, and enable even the smallest e-business to gain an online presence quickly and inexpensively.

Typical E-Commerce Hosting plans include:

• Own domain name

• 100MB to 1GB + of disk space

• 10 to 1000 e-mail accounts

• E-mail autoresponders

• E-commerce tools including storefront software

• Payment gateway and merchant service assistance

Typical users of E-Commerce Hosting include

• Stores

• Auctions

• Catalog Sites

Free Hosting

Fairly self-explanatory, free web sites are just that, free. Space, content freedom, and many other areas are severely limited. Technical assistance is virtually non-existent and the ability to make money off the site can be just as difficult. Free Web sites are good for dabbling in development and practice web creation as well as making personal or family Web sites, but not much else.

Typical Free Hosting plans include:

• Sub-domain ( yourdomain. somehost )

• 1-5 E-mail accounts

• FTP upload support only

• E-mail only technical support

The typical users of Free Hosting include:

• Internet newcomers

• Teens

• Hobbyists

Full Service Hosting

A Full Service Host is a host that provides a thorough set of features and options. The technical staff also provides extra attention and care for its clientele. Items such as 24/7 technical support should not be unheard of. Features such as ASP, PHP3, CGI support, predefined CGI, Custom 404 pages, etc. should be standard.

Customers looking for full service sites usually require one or more of the following:

• More hard drive space

• More bandwidth

• Better Technical Support

• Need for advanced features

• Need for 'extended' services

Most Full Service Hosting plans will include:

• Own domain

• 24X7 Technical Support

• Advanced scripting support

• Database support

• Basic e-commerce support

• 25MB to 1GB = of disk space

Typical users of Full Service hosting include:

• Larger companies/organizations looking for stability

• Professional Web developers

• Small to medium sized businesses looking for a Web interface to existing systems

What mortgage options are available to a homebuyer

Buying a home is something that most people look forward to. When it comes time to look at the various options that are available for mortgages, though, the questions start to arise. There are so many different options that it can definitely be confusing. Here are some brief descriptions that explain your different loan type products.

Every mortgage will fall under one of two general types - it will either be a fixed rate mortgage or an adjustable rate mortgage. Here are definitions of these two types.

Fixed Rate Mortgages

A fixed rate mortgage is one in which the interest and payment rate always stays the same. It does not matter what happens to the market - good or bad, your payment does not change. This is especially good when the market is changing or the economy is fluctuating.

Adjustable Rate Mortgages

An adjustable rate mortgage is one that changes periodically in order to reflect the economic conditions. Most people get these mortgages because it allows them to get a little bigger house than they could otherwise afford. These usually have a fixed rate portion for a few years first, then the rate changes regularly - could be monthly or yearly. This type of mortgage is the best when the economy is good, but could be very costly in times of adverse economies.

Among these two types of mortgages, there are different names that could come under either general type.

Balloon Mortgage

This type of fixed rate mortgage and is generally for 5 to 7 years. It does not fully amortize by the end of the term since it is usually refinanced for a 25 or 30-year mortgage. This option must be stated in the terms, though, so be sure it is in there, or you may be left without being able to refinance.

Jumbo Mortgage

Two of the largest loan agencies in the US - Fannie Mae and Freddie Mac, set ceilings on the amount of loans that they will give to a borrower for a home. Any mortgage requiring more than this is considered a jumbo mortgage. They may also be called a non-conforming mortgage.

Assumable Mortgages

An assumable mortgage is one that the new buyer of the house simply takes over without

any refinancing. The terms that enable this kind of transfer must be in the contract when applied for, or it cannot qualify as an assumable mortgage. It will also require the lender’s permission and the new owner must qualify before being approved. Under some conditions, some of the terms may be changed, and closing costs will be involved. Taking over an assumable mortgage cold turn out to be very good for the buyer – especially if the interest rate is better than what the market is offering at the time. Both types, fixed rate or adjustable rate, can be assumable.

Interest Only Mortgages

While the title of this mortgage is more than a little deceiving, it is not what it seems. It would be more truthful to say interest first mortgage than anything. With this type of mortgage, the interest is paid first, leaving the principal untouched until the interest is paid. Generally, this means more is paid because the principal is not paid down at all. This would normally slowly reduce your interest. The difference could result in thousands of dollars more being paid over the lifetime of the mortgage.

Analyzing google page rank update

Google page rank updates are a blessing for some and a curse for others. Whenever Google update the Page Rank, it is displayed on their toolbar and during every update it causes an unfortunate stir within the SEO community as webmasters use all the rules in the book to get their website amongst the top Google rankings.

For those of you who are new to this, Page Rank is basically a type of ranking or a score that sets your website aside from the other websites on the Internet. The factor that drives page ranking is the total number of links pointing towards your website and their value. The value of these links is calculated depending on the PageRank of the web pages that has those links.

You can always visit google. com/technology/ for more information on page rank, the technology, and, basic of links.

The current PageRank update is expected to cause quite a stir because many websites will display considerable drops in their PageRank and at the same time the same websites will also show significant increase in the number of back links. This fact basically reveals the occurrence of one of the following:

1. This may have happened because Google raised the bar/score on PageRank. This can make it difficult for websites to maintain the same ranking with the current score.

2. The method of displaying back links has been changed

3. The method of calculating the value of any incoming link has been changed

Raising The Bar: Google

From the last few updates, most SEO experts can make out that Google has been raising the bar constantly on their PageRank. This is being seen as a majot change especially in the light of events where websites have attained higher page rank by buying hundred of links. The current Google Page rank update is also driven by this factor.

The New Calculations

There are many websites, which have shown an increase in backlinks and the fact of the matter is that Google doesn’t show all the backlinks. You can find an accurate count of backlinks on any website from Yahoo by entering yourdomain. com.

For example, if a particular website is showing 700 backlinks on Google as of now then if you check on Yahoo, you will found more than 10,000 backlinks. In a way, it is safe to say that a website’s change in page rank is not caused due to Google showing lesser number of back links.

The real value of a link

The value of a link seems to have played an important role in the change in Google Page rank update. The various areas, which display a reduced value of a link include:

• Multiple links from a single site

• Textual links like "Partners", etc.

• Links from low relevancy sites

If you are among those who have lost their current page ranking and have gone even lower then the first thing that you need to do is build good quality links or high relevancy links. It will be another three months before the next Google page rank update. If you have increased you page rank so far by buying thousands of links then it’s time to look for another strategy – amore promising strategy.

Compare second mortgages the easy way with a specialist website

A second mortgage is a type of mortgage that can be taken out on a property that has a mortgage already intact. This means that your home will be put up as security against the loan so if you should default against the repayments it can be repossessed. It is essential to compare second mortgages to get the best deal and cheapest rates.

You are able to take out a second mortgage for just about any reason. However as the loan is secured against your home you have to make sure the reason is worth the risk. Actually the risk is higher than when you took out your first mortgage against the property. Due to this reason the interest rates on a second mortgage are usually higher than those on a first mortgage.

Usually there is a minimum amount that you can borrow with a second mortgage and this can vary. Taking out a second mortgage when you need a loan can be one of the easiest ways for those with a bad credit rating to get back in the good books. Because the rates of interest can vary on the loan it is essential that you do take the time to compare. One of the easiest ways of getting quotes to compare is to go with a specialist website.

A specialist website will allow you to get several quotes from some of the top UK lenders. Along with gathering quotes all in one place you should also be given the key facts. The key facts are where the terms and conditions can be found along with the additional fees attached to the mortgage. When comparing second mortgages you also have to compare the key facts because the added costs can boost up the loan considerably.

As mentioned previously if your credit rating is less than perfect then a second mortgage can help you to restore it while at the same time giving you the money you need. For instance if you have other debts that have high rates of interest and are struggling then by consolidating them and taking out a second mortgage you can save money. This is because if you shop around for the best deal you can get cheaper interest rates than those you are paying on existing credit cards and loans. The beauty of this is that you only have the one monthly repayment to make along with your existing mortgage instead of juggling with several other debts.

Always take the advice that a specialist website will offer regarding second mortgages. You can get all the information needed regarding choosing the mortgage and what to look out for and compare. As a second mortgage is a huge responsibility you do have to give some careful consideration as to the reason for taking out the loan. You should also give some consideration to taking out insurance to protect your loan. Mortgage payment protection can give you the money each month to continue repaying your mortgage if you were to come out of work. However it is not suitable for all circumstances so you have to check it would be for yours.

Learn to market online using internet marketing training videos

Hi, I have been earning my living and showing others how to make money online for nearly twelve years now. I’ve gotten it down to pretty precise science and put all the core fundamentals and the details I use to launch and market my online businesses.

I have been teaching and mentoring others in a one-on-one program called The Wealth Funnel System for around two years now. The most common problem I’ve noticed in all the stories I’ve heard from my team members is that they have tried various other home based business systems, work at home programs, and various other online business ideas and failed to really get it going due to one common and simple reason.

It finally struck a chord inside me to create a comprehensive and easy to follow fast start guide on how to start and grow your own online business in under thirty days. So, with the problem lying in poor support, and lack of available "QUALITY" Internet Marketing Training and Internet Business Training I’ve compiled over 24 hrs of step-by-step videos that follow and track EVERY STEP I take to launch a new online business. I’ve made this Internet Marketing Course fun and easy to follow and it includes paint-by-number - style instructions and step-by-step videos on every site and every process that I go through to start and Internet home business.

Even if you have a current off-line business this extensive Step-by-Step Training Video system can show you the necessary steps you’ll need to take to get started advertising and building your business in the online arena. I’ve put this system together to show you exactly how top professional Internet marketers start and grow online businesses and generate huge incomes that exceed a million dollars per year.

So if you want to learn the main reason so many would be online entrepreneurs fail and how you can avoid these potential pitfalls, head on over to my site and learn the secret on How To Start And Grow Your Own Online Business In Under 30 Days.

Wishing you the best in success,

8 ways to promote your business or website

The top 8 ways to promote your website free or at next to no cost:

1. Post links on other web sites. In addition to trading links, you can also trade banner ads.

2. Include your web site URL in your e-zine. When people read each issue you can remind them to visit your web site.

3. Share your web site on message boards, e-mail discussion lists and chat rooms. When people know about your web site, they will regularly and search and look for new products to buy.

4. Write articles and submit them to e-zines, web sites and magazines that accept article submissions. Include your web site address at the end of the article.

5. Give away an electronic freebie with your web site address in it. Allow your friends to also give the freebie away. This will help increase your web site's exposure.

6. Participate in message boards and forums. Post answers to other people's questions, ask questions and post appropriate information. Include a predefined signature file (with your web site URL) at the end of all your postings.

7. Post your ad on free advertising sites. You can post it on free classified ad sites, free for all link sites, newsgroups that allow ads, free yellow page directories, and more...

8. Include your web site address in your email signature. You may be sending a lot of emails already each day, so take a minute and add your web site address to your signature file so people know about your web site.

Also see “EDC Gold and How to Make Money Online”

If you are looking to join the EDC Gold or Easy Daily Cash program, read this valuable article first! To succeed in any business opportunity you need a mentor - someone that is willing to take the time out of his or her life, and John can help you.

Relationship advice for over 40s

If you are after 40, relationship advice can come as a real breath of fresh air to you or your relationship. It's very easy to get stuck into routines and patterns of behaviour that are damaging your marriage or relationship, and sometimes even the simplest of advice can make you see things in a different light. Check out the rest of this article for some tips to help you.

After 40 Relationship Advice 1

Remember why you are together-if your relationship has lasted a long time, there must be a reason. What were the reasons you got together in the first place? Figure out what they were and try to recreate them. Often in life we get so caught up in habits and routines that we lose sight of our actual reasons for doing things. If you can stay true to these reasons you can stay true to each other.

After 40 Relationship Advice 2

Speak to each other. Communication is the key to any happy marriage or relationship. And no, everyday “necessity” conversation doesn't count. Asking your partner to move their car or wash up the breakfast things doesn't count. I mean conversation for conversation's sake. Sit down with your partner and ask them about their day. Take an interest in their life. You'll be pleasantly surprised when you do. You may find that your partner is suddenly more interested in you.

After 40 Relationship Advice 3

Spend quality time together. An hour per night stuck in front of American Idol together doesn't count. Find some real quality time. Maybe find an activity or hobby you are both interested in and start it together. Even if you can't find anything, you should still strive to spend some good time together away from the habits of the home, even it means just taking walks together or something.

After 40 Relationship Advice 4

Don't bottle things up. If you have a problem, tell your partner. There's no gain in leaving things, in fact the problems are more likely to get worse as time goes by, especially if it's something that concerns both of you. Opening up to your partner in this way is a great way to develop trust between you both as well.

After 40 Relationship Advice 5

Have respect for your partner. It's hard to be kind and loyal to someone whom you have no respect for. You can show that you respect them by listening to them when they speak, and refraining from being critical about them. Criticism, although often meant well, can often get under the person's skin and cause them to resent and distrust you.

I'm hoping that this after 40 relationship advice will help you out and get your relationship back on track. Check out the links below for some more great help.

Warning signs of a heart attack

Many individuals who experience signs of a heart attack allow them to go unnoticed. Ignoring the tale-tell signs of a heart attack can cause the problem to be much more serious than necessary, potentially leading to heart failure and even death.

If you think you are experiencing a heart attack, seek medical attention immediately. This is especially true for individuals who have previously had a heart attack or at a greater risk for a heart attack due to medical conditions or current prescriptions.

Remember the old adage, “better safe than sorry” and immediately seek medical help if you can identify a single sign that the pain or discomfort you are experiencing may be a heart attack.

There are a great many myths when it comes to dealing with heart attacks and the symptoms of individuals who are having a heart attack. Many people believe the pain has to be extreme or intense before they should seek medical attention. This is a common myth and completely false, as some sufferers say their heart attack was simply discomforting or mildly painful.

When an individual is having a heart attack, they will probably not look like sufferers in movies or on television. The mental association of heart attacks with individuals clutching their chests and falling to the ground is usually incorrect, as many heart attack victims say their attack began very slowly with an unusual feeling. If left undetected, a heart attack can significantly magnify in scale, but usually heart attacks are not a sudden burst of pain.

Women are prone to having heart attacks without knowing it, putting them at a greater risk for complications or problems. Most women think they are not at risk for a heart attack, but may actually be at a high risk for one. Speak with your doctor about any potential problems with heart attack in your family history or as a result to a current medical issue before dismissing the threat.

There are four main warning signs when it comes to determining whether or not the symptoms you are experiencing may be a heart attack. If you are experiencing any of these symptoms, seek medical attention for potential heart attack immediately.

1.Chest pain or discomfort. The chest pain associated with a heart attack may not be overwhelming, but rather an uncomfortable feeling. This discomfort has been said to come and go, feeling like a pressure on the sufferer’s chest or an uncomfortable squeezing feeling. Usually, during a heart attack, any pain or discomfort originates in the center of the victim’s chest.

2.Upper body discomfort. Many heart attack victims relate that they experienced discomfort in their upper body, especially their shoulder, back, jaw, or arms, before the sensation affected their chest. This can also include an unusual sensation in the stomach. For this reason, a heart attack can be easily mistaken for heartburn or a simple stomach ache.

3.Shortness of breath. Usually occurring simultaneously with pain or discomfort in the chest, shortness of breath can be anything from the inability to catch one’s breath to being unable to properly breathe. Many heart attack victims dismissed this symptom as a side effect of whatever activity in which they were participating when the heart attack occurred.

4.Nausea. The feeling of being sick to one’s stomach is commonly associated with early warning symptoms of a heart attack. This symptom coupled with discomfort in the stomach can lead the heart attack to dismiss the symptoms as a simple stomach ache or stomach flu.

Other symptoms can include a general feeling of lightheadedness or dizziness. Many heart attack victims relate they received an overall feeling of unease and had an idea that something was out of the ordinary. Also, many victims have been known to break out in a cold sweat, which can also lead to a misdiagnosis of a flu bug or a less serious problem.

Since heart attacks are quite common in both men and women, you should make it a point to speak to your primary health care provider about your risk for a heart attack. Many individuals are unaware of any potential risk or heart problems until it is too late and they have already experienced a heart attack. By treating any problems before it is too late, you will be more likely to experience the least damage to your heart as possible.

Reading the signs common relationship mistakes

No matter how you slice it, the break up of any relationship almost always leaves at least one person asking, “How did this happen?”

The people who ask this question are the ones who fail to recognize the warning signs that point to a relationship in jeopardy. The reasons for which can range from being too involved in the relationship to being too detached.

As they say, hindsight is always 20/20 vision. The insight and wisdom you’ve gained, unfortunately, came in too late to do something about saving the relationship.

But that doesn’t have to be necessarily so, IF you are able to identify the problem in its beginnings and take the proper steps to address them.

So what are these warning signs? Below are some of the more common relationship mistakes that you should be aware of so that when they do come up, you’re in a better position to do something about it.

1. Cultivating false expectations.

Nobody is perfect, and yet, for some reason you may expect some people in your life to be just that. So when they don’t turn out to be the way you thought they should be, you become disappointed and wonder what you ever saw in them.

Now, it’s very likely, that you never meant to set the bar so high. But usually, this kind of expectation is set when the person in question is someone you regard very highly, and therefore idealize.

There is nothing wrong about thinking highly of someone, but remember, that they, just like you, are only human capable of making mistakes. So the earlier you incorporate this fact into how you see people and their relationship to you, the better you are at handling their shortcomings when they arise.

2. Assuming they will never change.

As the old saying goes, “The only constant thing in this world is change.” This applies to everything, including people. The person you now know may be totally different five years from now. This is because events and people in his/her life will affect how he/she is as a person. Whether you like it or not, the people in your life will go through changes and you should be prepared for that.

3. Leaving out interests and friends for that person.

Some people assume that for a relationship to grow strong, they need to focus all their attention and energy on that one person. Usually, what happens is that they lose time for other people in their lives, shutting them out.

This is about as bad a move as you can make for yourself. You are doubly at loss because the relationships that you’ve set aside feel abandoned while the one you’re focused on is experiencing a lot of strain. It will only be a matter of time when the person you’ve put so much time on will feel smothered and wants to take time off from you. When that happens, you’ll find that there is hardly anyone to catch you because you’ve left all the others out.

4. Conflicts are bad.

The next time you run into an argument, avoid the assumption that the relationship is immediately doomed. Remember that the other person is someone different from you and ultimately, will have a different set of opinions from yours.

Given this, there will be disagreements, but that does not mean that you cannot resolve it amiably. In fact, conflicts can help the two of you develop a deeper relationship with each other since you discover more things about that person. And as you work around these conflicts a deeper bond is formed.

5. Believing that you need a relationship to become a complete person.

Develop the attitude that you can stand on your own two feet and that you are complete regardless of whether you are in a relationship with someone or not.

Do not allow a hole within yourself expecting someone else to fill it for you. If you do, you go through life feeling incomplete, leaving you jaded and unsatisfied. Be in control of your needs and learn to be satisfied with who you are. Relationships are meant to enrich something that is already complete to begin with.

Being aware of these warning signs and taking the effort to change will save you a whole lot of disappointment and grief. You can only be a better person for it, which in turn, improves your relationships with others. And that leads to a fuller, more satisfying life for everyone concerned.

Purpose for life

How many people do you think ponder the meaning in life and if it has any meaning? Do you think you are alone when wondering why things don't make sense? With all the death and dying in the world what is the purpose of life? You are not alone as all of us have been made by God and even though we have distinct personalities we are in fact the same. We all have the same needs, wants and searching for the same thing in life; happiness.

Sometimes happiness seems out of reach. You struggle and struggle and you can seem to keep afloat. Like swimming in a toilet bowl you go a round and a round and a round until you're finally flushed.

All the articles that I have ever read about what people wanted most out of life surprised me. I expected it to say, cars, houses, fame, money, and prestige. This is not what it said. What it said is that most want peace, love, and joy. I guess thats why Zig Ziglar the worlds greatest motivator said that money can buy you a house but it won't buy you a home. In fact I have read that some who become instant millionaires are the most loneliest people in the world. They either become so arrogant and no one can stand to be around them. Some find out who there friends really are.

So what to you do to find the things that are important in life? Start with relationships. How is your relationship with your husband or significant other? If its not everything its cracked up to be maybe you need to make it better or move on. What about family members? Are they a great support to you or do they just bring you down? How about your children? How long has it been since you spent some quality time with them no matter how old they are? Quality time not just a trip to the movies. One important relationship that is about all is God. What is your relationship with Him?

I heard at a seminar once that those who attend church make almost fifteen percent more income then non-church goers. In fact most report an over all happiness and zest for life. No their lives were no where near perfect. They have had death, illness, accidents and other things have happen to them. However the difference is being a Christian gives you a different attitude or outlook with each situation faced with. God has promised that everything will eventually work out for good. Romans 8:28. However this promise is for Christians only. It goes on to say for those who love God and are called according to his purpose.

So yes you are going to struggle with different things in your life. You are going to wonder at times is it all worth it and if there is any real purpose for anything in life. The answer is God. He is the creator of all things and in him is life and without him there is no life.

Top 7 fundamentals for google optimization google seo tips and techniques by expert

Who doesn’t want to get Top Ranking Positions in Google? 1st Page Placement in Google is NOT difficult, you need to follow Google Optimization Guidelines, and this Article has Summary of the Seven Fundamentals for Google Optimization.

Google optimization is about following Google guidelines, Google likes ethical SEO practices, those SEO practices which are to help website owners as well as Google and it has published guidelines for SEOs here: google. com/intl/en/webmasters/seo. html

Top 7 Fundamentals for Google Optimization

Fresh and Original Content

Clean and Validated Code

Easy and Accessible Navigation

Good Interlinking of Web pages

Healthy and Relevant Incoming Links

Domain Age and Registered Period For

Same Contacts at Site and Domain Registration

Fresh and Original Content

Google love fresh and original content on web page, selectable content/text copy of your web page, google can’t read content on images or at pics.

Clean and Validated Code

Clean and validate code helps google to crawl deeply, try to put content at the beginning of your web page, ignore nesting, javascript or comments, in fact try to shorten the text format with the help of external CSS.

Easy and Accessible Navigation

Text or image base navigation helps google to read, google bot can’t read javascript, dhtml, flash base navigation, try to avoid using these practices which google doesn’t like. Keep your navigation at top or left side of the web pages, make sure to add a sitemap page which will guide web surfers and web bots to each and every page of your website, if you have huge website then make sure to add at least all main categories’ links at sitemap page.

Good Interlinking of Web pages

Web links are like roads and streets at website, make sure all website’s internal links are text base or image base, with relevant content.

Healthy and Relevant Incoming Links

Google likes referred websites, specially referred from quality and relevant resources. The more referrer links the more top rankings. Here one thing should be remembered that one relevant incoming links is better than hundred irrelevant links.

Domain Age and Registered Period For

Google started keeping new registered domains in sandbox since April 2004, in sandbox almost all new domains kept on probationary period for 6 to 8 months, in some cases for longer period, Sandbox domains don’t get good rankings.

Google also likes to rank better to those domains which are registered for longer period like for 5 or 10 years, because whoever registered domains for longer period shows how much s/he is serious with her/his business and most probably won’t do SPAM with those domains.

Same Contacts at Site and Domain Registration

Google likes true businessmen and a true businessman doesn’t misguide his website visitors, google likes those websites which have physical mailing address to their contact pages and google compares it with that physical mailing address which is used in domain registering.

Top 9 essentials shoes

Top Essential Women's Shoes

Women and shoes are a great combination and we love to have our shoes. Shoes have more of a purpose than just covering our feet. They will cover every different outfit and our many different moods. We might to portray confidence and professionalism. Another time we might want to portray to be fun and flirty. Whatever your attitude is Laura's Treasures will meet your need. Here is the top list of the basic women shoes.

1. The "Little black dress" of women's shoes - A low heeled black pump

Here is the first essential for every woman's wardrobe you can't go too far without this pair of shoes.

2. New black - A neutral shoe

These neutral shoes are just as essential a the classic black pump. Add a neutral off white pump to your shoe collection.

3. The basic of women shoes - A semi-casual flat

These shoes will update your casual outfit you want to be casual but not dressing down. This loafer will make you be classic with your casual outfit.

4. A trendy black high heel shoe

Here is a classic heel which is great to make your legs look great. A dressy

high heel shoe will go with any professional or party outfit.

5. The outfit styler - A metallic high heeled dress shoe

When you want to look awesome in your dress outfits, sometimes you need

to a little daring. Why don't you try a metallic dress shoe and you will look

smashing.

6. Comfort Shoe - Your everyday oxford or loafer shoes

Here is a great shoe that will update your outfit but you still be stylish. It could make you a little preppy. You could be a casual and still have a little style that will never make you out of style.

7. Don't fortget the Sneaker or athletic shoes

Don't forget you can become stylish in that great pair of sneakers for that

perfect outfit. Athetic shoes have changed and they are not just for working

out. Having the right shoe with the right arch support is important.

8. The instant style up shoe - Wedge shoe

The new wedge shoe is the must have shoe of the season. It adds style to your outfit. This is the shoe that will make your spring and summer outfits just pop!

9. The must have - Boots

Boots have taken over the shoe market just when years ago no one would wear them if they were cowboy boots. Boots have taken over the market. There is every type of boot to feed every women's style to taste. You go from short ankle boots to sexy high boots.

laurastreasures. com

Is debt settlement the right choice for you

If you’re in way over your head financially, and you’re struggling just to get by each month, there’s a good chance that you’ve taken a long and serious look at your options to become debt-free. You’ve probably read more than you care to know about consumer credit counseling, bankruptcy, debt consolidation and debt settlement, but your diligence in finding a solution to your financial predicament has led you to believe that debt settlement may be a viable option.

There are a few considerations, however, that need to be factored into your final decision regarding debt settlement, and probably the most critical of these is the availability of sufficient funds to follow through with the agreed-upon settlements with your creditors. You see, if it’s simply not realistic that you’ll be able to fund the negotiated settlements with your creditors, your choice has already been made for you, and debt settlement is not the solution for you.

When negotiations have been ongoing and a mutually agreeable settlement has finally been reached, you’re expected to release funds to the creditor with whom you reached an agreement. Some creditors will accept the settlement amount over several months, while others will insist on one lump sum payment. Either way, if you default on the negotiated settlement agreement with your creditor, the settlement becomes null and void, and you’re expected to pay the entire debt in full.

If you believe funding will not be an obstacle, then debt settlement can be an excellent solution to your financial crisis. While your credit score may be reduced for a short period of time (if it’s not already), it will improve a great deal once your accounts are updated to reflect a zero balance. Also, many people have concerns regarding the possibility of a tax liability as a result of debt settlement. To get a clearer picture regarding debt settlement and taxes, visit donaldsonwilliams. com/Debt_Settlement_And_Income_Taxes. html

Finally, let’s take a look at your final decision because reaching that decision is simply not that easy. As a matter of fact, it’s downright frightening, and something most people are hesitant to think about. No matter what choice you make regarding the best resolution for putting your financial problems behind you, it’s new territory, and the thought of losing your credit privileges, whether through bankruptcy, debt settlement or consumer credit counseling, is not something any of us really want to face. I can say with a great deal of confidence, however, that once you’ve decided which option is best for you, you’ll finally feel a sense of relief. I would encourage you to not procrastinate; procrastination simply leads to several more months of struggling to pay your bills. Think long-term and you’ll realize that in a few short years (very possibly months), you’ll be debt-free, your credit score will be restored and you can hold your head high knowing that you faced an extremely difficult situation and made it through just fine – and very likely accumulated a great deal of knowledge in the process.

3 steps to manifestation the personal development way

Do you know how powerful your thoughts really are? Are you fully aware that these thoughts, all 50,000 per day, are singularly the most powerful influences on everything that happens to you in your life and are the reson you have attracted the people you know, the house you live in and the car you drive?

In fact the sum total of everyone's thoughts is the very thing that shapes everything that exists, everything that has existed, and everything that will ever exist. You may ask then "if this is true then shouldn't it be possible to bring into existence anything we desire?"

Well the short simple answer is YES!

It is through the power of deliberate thought that we can create. While thought alone does have the power to bring tangible (cars, houses, boats) and intangible (peace, harmony and joy) things into existence often times this is not enough! Intention, or directed thinking and believing, is enough to create powerful enough thoughts to manifest anything we want but you must also add two other ingredients.

Firstly, your thoughts must be backed by emotion. The more powerful the emotion - the stronger the thought. It is essential to create within you the same feelings that you will have when you actually achieve your desire. You actually do this all the time only in the opposite direction. For example, you think of what you are afraid may happen and all of a sudden you feel frightened, tense and may even start to exhibit some physiological symptoms such as sweating or shaking or just get the shivers. Begin to reverse this method of thinking. Think only of what you do want and conjure up the feelings associated with that. How will it feel to meet and marry that perfect person? How will it feel behind the wheel of that new Mercedes or in the kitchen of that new home?

The second key ingredient of the three is action! It is neccessary to be prepared to take some action. This is a key point that many personal development gurus leave out! The action that you need to take will not be strenuous or a toil, it will be enjoyable and feel right to you.

Each of us here on the planet plays their own special role in the complete operation of the Universe. We are all One, interconnected and interdependent. Your desires will almost always come through some form of action and through connection to other people.

Your thoughts do have the power to completely change your life and circumstances. When thoughts are backed by emotion they become an unstoppable force that will carry you to wherever you want to go in life. But you must be willing to take the steps towards your desires when these steps are presented to you. For example thinking and believing you will meet your soul mate will bring you vast opportunities for meeting him/her but you never will if you sit at home all day and do not venture outside! You may find that you begin to get asked to go to places more often or get invited to a place you have never been before. You may even accidently meet old friends or develop new friendships. This is the Universe setting you on a path to your desires. Take that invitation. Even if it is something you have no desire to do or somewhere you do not want to go, you should accept the invitation. Who knows who you may meet or where you may end up!

So remember, ingredient 1 - thoughts have power. Ingredient 2 - thoughts backed by strong emotion and belief can change the very Universe and create ANYTHING you want. And the lastly ingredient 3 - action is the last key ingredient to bringing about your desires and living the life of your dreams. Now get out there and start to CREATE!

You can transform an old shower by simply installing a new glass-shower door

The most common shower door style is the bypass door that has two doors that slide in a frame mounted to the tub's endwalls. With any door style type you'll have a choice of glass styles and hardware finishes. Shower doors and enclosures have undergone a tremendous change in the past several years, whatever the style of your bathroom, from older-home quaintness to modern day luxury, a Lasco shower door provides just the right finishing touch.

When choosing a shower door, some thought should be given to where to place towel bars where they will be convenient. Some doors come with integrated towel bars. In these cases, note that towel bars are not substitutes for grab bars. They are not designed for this purpose.

Shower doors are easy to install and can dress up your bathroom. Sliding and hinged models are available, and the doors come in a variety of colors. Shower curtains have the advantage of being generally inexpensive and easily replaced, but their disadvantages are that they are hard to clean; they lack durability and wear out rather quickly. Fixed doors solve all of these problems.

Whether you are replacing an existing shower door, or building a new shower enclosure, proper measuring is critical for a perfect fit.

Sexuality tips maintaining sexual health and intimacy

Some people believe that once a person reaches the older adult age range, he will no longer show any interest in doing the things he used to enjoy such as sex and intimacy. This is untrue, of course, for the need for intimacy has no age limits. A person's hunger for affection, intimacy, and emotional bond with another person is limitless.

However, there are still a significant number of older men and women who no longer have a fulfilling and happy sexual and intimate relationships with their partners. When a person doesn't have a healthy physical and emotional relationship with someone, he or she may suffer from low self-esteem and poor physical health.

What causes poor sexual health?

As one ages, his body experiences physical and physiological changes that can affect his sexual health and relationship with another person.

Common physical changes:

When a woman ages, she will eventually experience physical changes in the body that are associated to hormonal imbalance and menopause. For instance, the vagina takes longer time to lubricate and swell when aroused. This physical change can really make intercourse painful, thus, resulting to decreased or lost of interest in sex.

In men, the most common physical change is difficulty in achieving and maintaining erection. Erections do not last long and are less firm.

Common physiological changes:

The mind also experiences certain changes as an individual ages. These changes can also significantly affect one's sexual stamina or desire for sex. If an adult person is ashamed of his sexual needs and preferences, then it may probably lead to aversion from sex.

Also, when one notices gray hairs and wrinkles on his or her face, tendency is that he or she may feel less attractive, thus, reducing his or her sexual drive. Another common physiological change associated in aging is stress. When an aging individual worries too much on his sexual performance, this often leads to impotence for men and decreased desire to have sex for women.

How to improve sexual health

It is not really impossible for aging adults to improve and maintain their sexual health and stamina. However, it requires serious communication in the relationship if one wants to improve and maintain his or her sex life.

The following are a couple of helpful tips on how aging adults can improve their sexual health:

1. There is more to sex than just penetration.

To improve one's sex life, a person needs to expand his knowledge and perception on sex, for there is more to this carnal act than just mere penetration. Remember that intimate gestures such as touching and holding hands are perfect alternative to sex. Oral sex, masturbation, and sensual massage are also good substitute for sex.

2. Keep your body healthy and well-tuned.

Maintaining a healthy and fit body keeps a person's body ready for sex. As such, it is highly advised to aging men and women to eat a well-balanced diet that includes veggies and fruits. Exercising also helps tuning the body.

3. Level your expectations.

Basically, older men and women who have poor or stagnant sex life are usually the ones who engaged in less sexual activities during their younger years. On the other hand, it is contrary to partners who have active sex lives during their younger years, for they will be able to maintain their sexual stamina even when they get older.

Tips on having an enjoyable travel experience

When one is planning a long trip somewhere, it is always a good idea to get all the planning out of the way first. Without planning a trip can be ruined. The experience which was supposed to be a fun and exciting will eventually turn out to be a disaster. There are actually many pros and cons as to the choice on the mode of transport that one can choose for his traveling experience.

Each mode will have some pros that will appeal to you. Preparation for each mode of transport will be different.

Traveling from one place to another usually by car is always one of the better choices if time is not an issue and provided that the distance is not too much. Compared to traveling by plane, traveling by car actually offers the traveler many important benefits. You would be like free birds who can stop off at any picturesque location that catches your fancy. Traveling by plane may be faster.

But once you reach your destination, you will have to hire a taxi to move around in. This will not be a hassle if you have set out by car. While traveling by car has its own benefits, it has a number of hassles of its own. If you have taken your children along ever, you will understand my point.

First of all, before the start of journey you must ensure that the car has recently gone through proper servicing at the garage. The gas must be sufficient and you will need to get a good map to guide you through your journey. One would also be advised to prepare a checklist so that one does not forget about something important. You would need to ask questions like how long will it take to reach and whether you brought sufficient cash for the trip.

Make a list of some of the good hotels where you can put up at night. After all, you will need to have proper rest after long hours of driving.

One of the fun parts when it comes to traveling is bringing one's kids along. Yet, few children are so good as to not harass their parents on a car trip. This is bound to be the trickiest part as you will need extra effort to deal with them. The only way to counter this problem is try to predict their behavior by putting yourself in their shoes. Make it a point to bring along some food because kids get hungry easily.

Make sure to make stops at regular intervals so that your children can go to the bathroom. If you happen to get close to a gas station along the way, find out whether they need to go to the toilet. Somehow or the other, for some strange reason, children will mention that they need to go to the toilet. Yes, it can get more than a little irritating. But then, they are just kids right? Other than that, remember to bring along their favorite toys, pillows, pacifiers.

I always make it a point to carry a box of basic medication when on a road trip.

Prior to setting out on a road trip we must make an effort to be fully prepared. Try to anticipate the potential problems that may arise. Get ready to deal with a number of little emergencies and you should have no trouble along your road trip.

Greg melikov s horses to watch

Horses worth watching compiled by handicapper/turf writer Greg Melikov won four times and finished second three times since April 11.

ARLINGTON PARK

African Sunrise: Raced four wide more than 1 Ѕ lengths behind in fifth after a half-mile, rallied in stretch after losing ground, made up more than 2 Ѕ lengths and lost by a neck at six furlongs on May 12.

BELMONT

Pennyrile: Raced fourth more than 8 Ѕ lengths behind after a half-mile, rallied in stretch to third making up more than 4 ј lengths and was nosed out at six furlongs, running the final quarter in 24 1/5 on May 11.

CALDER

Pinchnicholas: Raced seventh early, dropped back to eighth more than five lengths behind after a half-mile, swung out for stretch run in fifth, bothered late, but made up 3 Ѕ lengths and lost by a length at 1 1/8 miles on the turf May 13.

Staria: Steadied at start, checked early, raced more than 5 Ѕ lengths behind after a half-mile, rallied four wide in stretch, made up more than four lengths and lost by a head at a mile on the turf April 30.

Fortunate Code: Bumped at break, raced tenth early, advanced to fifth eight lengths behind after a half-mile, swung out for stretch run, rallied from fourth to make up more than 5 ј lengths and lost by a head at six furlongs on April 25. (Chased runner-up from onset, wore down rival in stretch and won by a length at seven furlongs on May 12.)

CHURCHILL DOWNS

Handlewoman: Broke in air, landed badly to trail early, raced ninth more than 8 Ѕ lengths behind after three-sixteenths of a mile, raced near hedge around turn, angled out eight wide into lane, bumped late by winner, made up more than two lengths and lost by a length at five furlongs on the turf May 13.

Kin to the Wind: Stumbled after start, trailed early, raced ninth more than 7 Ѕ lengths behind after a half-mile, advanced to seventh on far turn, gained more than 2 ѕ lengths in stretch and lost by three-quarters of a length and a neck at 1 1/16 miles on the turf March 26 at Gulfstream Park. (Sluggish at start, settled in seventh after a half-mile, edged up between rival on far turn, awaited room at quarter mile, angled out five wide in stretch and drew clear by 1 ѕ lengths at a mile on the grass May 10.)

HOLLYWOOD PARK

Iza General: Raced in fifth between horses more than 5 Ѕ lengths behind after a half-mile, came out in stretch, made up three lengths and lost by a head at six furlongs running the final quarter in 24 1/5 May 12.

Lucky Stab: Trailed early, raced 6 Ѕ lengths behind in sixth after a half-mile, came out wide into stretch, rallied from fourth to make up 3 Ѕ lengths and lost by a head at 6 Ѕ furlongs on April 28.

Midnighter: Chased pace more than five lengths behind in eighth after a half-mile, split rivals twice on turn, came out wide bumping with winner in mid-stretch, made up 2 Ѕ lengths and lost by a head at seven furlongs on April 2 at Santa Anita. (Broke slowly, trailed inside by more than five lengths after a half-mile, advanced four wide off turn, drifted in a bit in stretch and gained second by 4 Ѕ lengths at seven furlongs on April 27.)

INDIANA DOWNS

Buster Bailey: Broke from outside post, raced seventh more than 10 lengths behind after a half-mile, came five wide into stretch, made up nearly 2 Ѕ lengths and was nosed out at 1 1/16 miles on April 22 at Hawthorne. (Raced fourth after a half-mile, saved ground into the lane, angled out in stretch, caught leader inside sixteenth pole and drew clear by two lengths at 1 1/16 miles on the turf May 8.)

LOUISANA DOWNS:

Shezacommander: Trailed early, inched up to eighth more than 8 Ѕ lengths behind after a half-mile, slipped through along rail in stretch, angled out late to make up more than 5 ј lengths and gained second by a half-length at seven furlongs on May 14.

MONMOUTH:

Slews Enough: Pinched back, bumped at break, trailed early, inched up to seventh more than seven lengths behind after a half-mile, came three wide into stretch rallying from fourth to make up more than 2 Ѕ lengths and gained second by 3 Ѕ lengths at six furlongs on May 13.

PHILADELPHIA PARK

Letrado: Raced fifth early, dropped back to sixth more than 6 Ѕ lengths behind after a half-mile, advanced wide on far turn, rallied from third to make up 2 Ѕ lengths in stretch and lost by a half-length at a mile and 70 yards on May 13.

Sans Win: Raced fourth more than 5 Ѕ lengths behind after a half-mile, rallied in stretch to make up five lengths and gained second by 5 Ѕ lengths at 6 Ѕ furlongs on April 23. (Raced third early, dropped back to fourth more than five lengths behind after a half-mile, rallied in stretch to make up 2 ј lengths and gained second by 1 ј lengths at 5 Ѕ furlongs on May 15.)

Sign Post: Didn’t break alertly, raced sixth early, advanced to fifth more than six lengths behind after a half-mile, rallied inside into stretch, closed gamely from fourth to second making up two lengths and lost by a length at 5 Ѕ furlongs on April 11. (Pressed pace early, led by a half-length after a half-mile, took command in stretch and won by three lengths at six furlongs on May 6.)

Imachadancer: Raced sixth more than 3 Ѕ lengths behind after a half-mile, rallied to fourth in stretch, closed well to make up 5 Ѕ lengths and lost by a length at six furlongs on a sloppy surface April 8.

PIMLICO

I’ve Got Speed: Raced 5 Ѕ lengths behind in fourth after a half-mile, dropped back to fifth after six furlongs, rallied outside winner in stretch to make up more than 4 ѕ lengths and lost by three-quarters of a length at 1 1/16 miles on a good surface May 13.

Grand Lucenci: Broke last, raced tenth more than 15 Ѕ lengths behind after a half-mile, shifted out eight wide in lane, closed willingly from ninth to make up nine lengths in stretch and gained place by a neck running the final quarter of six furlongs in 23 seconds on April 30.

TAMPA BAY DOWNS

Cimarrona: Raced five lengths behind after a half-mile, came six wide into stretch, made up nearly 3 Ѕ lengths and lost by a neck at six furlongs on April 23. (Led by a head after a half-mile, hung after long stretch drive but held place by 6 Ѕ lengths at six furlongs on May 6.)

El Soprano: Raced 3 Ѕ lengths behind in fifth after a half-mile, dropped back from sixth to seventh looking for room in upper stretch, closed fast when clear, making up four lengths, and lost by a neck at 1 1/16 miles on the turf March 7. (Broke sharply to gain early lead, drew off by 3 Ѕ lengths in stretch and won by three-quarters of a length at 1 1/16 miles on the grass April 11.)

Car rental the basics

It’s easy to get mixed up the first time you look to rent a car. When scanning various advertisments, do you ever flip back and forth, completely unsure of whether or not you're getting the best deal? Not even sure if you can figure out which one is the best deal? Whether this is your first time renting or not, it is always important that you never enter a car rental arrangement without researching all of your options first.

Insurance is a classic example of this. The four most common types are: collision damage waiver (CDW)/loss damage waiver (LDW), supplemental liability insurance, personal accident insurance, and personal effects coverage. Most rental car companies will pitch the CDW really hard, as well as the theft insurance. What you should know is that usually you don't need either of them. Before you shell out $15 per day or more for these options, check your normal auto insurance already covers rentals. The other thing to look up is your credit card’s policy on rentals. Almost every rental company requires a credit card for payment. That is because it makes it easy for the company to add charges for "damages" later. As a side note, because of this, DO NOT use a debit card, ever. You will have no opportunity to dispute the charges if you get cheated. Make sure you use a real credit card. Since you have to use a credit card, see if your credit card offers automatic insurance coverage as long as you charge the rental to that card. You would be surprised how many do.

The next major rip-off is the fuel purchase option. The idea is that you pay for a full tank of gas ahead of time so you can return the vehicle on empty. The catch: it's virtually impossible for you to use all of the gas in the car, so it's best to decline the offer and fill up the tank just before returning it. That way, you only pay for what you've used. Otherwise, the cost is usually far more than what you actually use.

Aside from hidden costs, most rental companies will only rent to someone who is at least 25 years old or even older. Some companies will rent cars to persons 21 years or older but often charge an additional ten to twenty dollars a day. Also, only the driver who is renting the car is covered under the insurance, so don’t let a buddy drive because if he wrecks it, you’re responsible.

Keep this basics in mind, and watch out for local taxes. With the internet, it can be easy to search out the most expensive and least expensive cities and to plan your rental accordingly. Use all the tools at your disposal, and your experience is much more likely to run smoothly without any unpleasant surprises.